历史人民币存款利率表「问人人知识网」

人民币存款利率表银行利息银行存款利率银行贷款利率
中国人民银行决定自2015年3月1日起金融机构一年期贷款基准利率下调0.25个百分点至5.35%；一年期存款基准利率下调0.25个百分点至2.5%同时结合推进利率市场化改革将金融机构存款利率浮动区间的上限由存款基准利率的1.2倍调整为1.3倍。

2015年2月28日，央行年内第二次降息0.25个百分点
人民币存贷款利率表（2015-10-24）
降息后，房贷减少额
历次存款利率表（1990-2012年）
历次贷款利率表（1990-2012年）
央行历次调整利率时间及调整后股市表现

2015年2月28日央行年内第二次降息0.25个百分点
中国人民银行决定自2015年3月1日起金融机构一年期贷款基准利率下调0.25个百分点至5.35%；一年期存款基准利率下调0.25个百分点至2.5%同时结合推进利率市场化改革将金融机构存款利率浮动区间的上限由存款基准利率的1.2倍调整为1.3倍。【历史人民币存款利率表】 人民币存贷款利率表（2015-10-24）
单位：% 调整后利率（一）活期存款0.35（二）整存整取定期存款三个月1.10半　年1.30一　年1.50二　年2.10三　年2.75五　年4.75 六个月5.60一　年4.35一至三年6.15三至五年6.40五年以上4.9 五年以下（含五年）2.75五年以上3.25 降息后房贷减少额
贷款金额(万元)每月房贷减少额(还款期限30年,单位:元)每月房贷减少额(还款期限25年,单位:元)每月房贷减少额(还款期限20年,单位:元)3038.6436.7434.674051.534946.225064.4161.2457.796077.373.4969.357090.1885.7380.980103.0697.9892.4690115.94110.23104.01100128.83122.27115.57120154.59146.98138.68150193.23183.72173.36180231.89220.45208.03200257.65244.96231.14
历次存款利率表（1990-2012年）
序
号日期活期
(%)整存整取零存整取整存零取
存本取息协定
存款一天通
知存款七天通
知存款3个月
(%)6个月
(%)一年(%)二年(%)三年(%)五年(%)一年(%)三年(%)五年(%)12012-06-080.402.853.053.254.104.655.103.103.303.501.310.951.4922011-07-070.503.103.303.504.405.005.503.103.303.501.310.951.4932011-04-060.502.853.053.254.154.755.252.853.053.251.310.951.4942011-02-090.402.602.803.003.904.505.002.602.803.001.210.851.3952010-12-260.362.252.502.753.554.154.552.162.502.851.170.811.3562010-10-200.361.912.202.503.253.854.201.912.202.501.170.811.3572008-12-230.361.711.982.252.793.333.601.711.982.251.170.811.3582008-11-270.361.982.252.523.063.603.871.982.252.521.170.811.3592008-10-300.722.883.243.604.144.775.132.883.243.601.531.171.71102008-10-150.723.153.513.874.415.135.583.153.513.871.531.171.71112008-10-090.723.153.513.874.415.135.583.153.513.871.531.171.71122007-12-210.723.333.784.144.685.405.853.333.784.141.531.171.71132007-09-150.812.883.423.874.505.225.762.883.423.871.531.171.71142007-08-220.812.613.153.604.234.955.492.613.153.601.531.171.71152007-07-210.812.342.883.333.964.685.222.342.883.331.531.171.71162007-05-190.722.072.613.063.694.414.952.072.613.061.441.081.62172007-03-180.721.982.432.793.333.964.411.982.432.791.441.081.62182006-08-190.721.802.252.523.063.694.141.802.252.521.441.081.62192004-10-290.721.712.072.252.703.243.601.712.072.251.441.081.62202002-02-210.721.711.891.982.252.522.791.711.891.981.441.081.62211999-06-100.991.982.162.252.432.702.881.982.162.251.711.351.89221998-12-071.442.793.333.783.964.144.503.333.784.142.161.802.34231998-07-011.442.793.964.774.864.955.223.964.774.95------241998-03-251.712.884.145.225.586.216.664.145.226.21------251997-10-231.712.884.145.675.946.216.664.145.676.21------261996-08-231.983.335.407.477.928.289.005.407.478.28------271996-05-012.974.867.209.189.9010.8012.067.209.1810.80------281993-07-113.156.669.0010.9811.7012.2413.869.0010.9812.24------291993-05-152.164.867.209.189.9010.8012.067.209.1810.80------301991-04-211.803.245.407.567.928.289.006.126.847.56------311990-08-212.164.326.488.649.3610.0811.527.208.6410.08------321990-04-152.886.307.7410.0810.9811.8813.68------------ 历次贷款利率表（1990-2012年）